Although this option is free, there are two main problems with it.
Premium paid can certainly let you avail tax benefits, however, at the time of maturity, only one-third of the amount is tax-free. https://medium.com/@ofertynx/praca-dla-emeryta-jak-znale%C5%BA%C4%87-zaj%C4%99cie-w-dzisiejszych-czasach-757ad1706ea3