Although this option is free, there are two main problems with it.
Premium paid can certainly let you avail tax benefits, however, at the time of maturity, only one-third of the amount is tax-free. https://medium.com/@ofertynx/przewodnik-po-pracy-sezonowej-jak-znale%C5%BA%C4%87-prac%C4%99-sezonow%C4%85-e6885cb4c4f3